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IN THE EARLY DAYS OF DENTISTRY, PAYMENT OF DENTAL TREATMENT WAS ARRANGED BETWEEN THE?
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DENTIST AND THE PATIENT
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DENTAL BENEFITS ARE DETERMINED BY ?
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THE TYPE OF DENTAL INSURANCE POLICY AND THE EXTENT OF THE COVERAGE.
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TYPES OF DENTAL INSURANCE?
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1. fee for service
2 usual, customary and reasonable plans 3. table of allowances 4. fixed fee schedule 5. capitation programs 6. closed panel programs 7. franchise dentistry 8. direct reimbursement 9. preferred provider organization 10. health maintenance organization 11. managed care 12. individual practice association 13. union trust funds |
WHAT IS FEE FOR SERVICE DENTAL INSURANCE?
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DENTAL BENEFITS PAID FOR EACH DENTAL SERVICE OR PROCEDURE PERFORMED BY THE DENTAL PRACTITIONER INSTEAD OF BEING SALARY BASED OR CAPITATION BASED
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WHAT IS USUAL, CUSTOMARY AND REASONABLE PLAN DENTAL INSURANCE?
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THEY ESTABLISH A FEE SCHEDULE BASED ON THE SURVEY OF DENTAL PRACTICES WITH THE GEOGRAPHIC LOCATION AND DETERMINE THE AVERAGE CHARGED.
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WHAT IS TABLE OF ALLOWANCE DENTAL INSURANCE?
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A LIST OF SERVICES AND PROCEDURES THAT WILL BE PAID BY THE DENTAL BENEFITS PLAN, WITH DOLLAR AMOUNT ASSIGNED TO EACH PROCEDURE
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WHAT IS FIXED FEE SCHEDULE DENTAL INSURANCE?
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PREESTABLISHED FEES THAT ARE CHARGED BY ALL DENTISTS REGARDLESS OF GEOGRAPHICAL AREA.
IF THE NORMAL FEE CHARGED BY THE DENTAL PRACTICE IS HIGHER THAN THE FIXED FEE, THE DIFFERENCE BETWEEN THE FEES CANNOT BE CHARGED TO THE PATIENT. |
WHAT IS CAPITATION PROGRAMS DENTAL INSURANCE?
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A PROGRAM IN WHICH THE DENTAL PRACTICE IS PAID A SET AMOUNT FOR EACH PATIENT WHO IS ENROLLED IN THE PROGRAM.
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WHAT IS CLOSED PANEL PROGRAMS DENTAL INSURANCE?
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PANELS ARE GROUPS OF DENTAL PROVIDERS WHO ARE UNDER CONTRACT WITH 3RD PARTIES TO PROVIDE DENTAL SERVICES
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WHAT IS FRANCHISE DENTISTRY DENTAL INSURANCE?
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A METHOD THAT ALLOWS A CORPORATION TO OWN SEVERAL DENTAL PRACTICES
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WHAT IS DIRECT REIMBURSEMENT DENTAL INSURANCE?
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A METHOD OF PAYMENT THAT BYPASSES AN INSURANCE COMPANY AND IS PAID DIRECTLY FROM A FUND ESTABLISHED BY AN EMPLOYER
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WHAT IS PREFERRED PROVIDER ORGANIZATION DENTAL INSURANCE?
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A CONTRACT BETWEEN A DENTAL BENEFITS PLAN ORGNIZATION AND A PROVIDER OF DENTAL CARE THAT, IN RETURN FOR THE REFERRAL OF DENTAL PATIENTS THE DENTIST WILL PROVIDE SERVICES AND PROCDURES AT A REDUCED FEE OR FEE SCHEDULE.
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WHAT IS HEALTH MAINTENANCE ORGANIZATION DENTAL INSURANCE?
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NETWORK OF PROVIDERS WHO WILL ACCEPT PAYMENT FOR SERVICES ON A PER CAPITA BASIS OR A LIMTED FEE SCHEDULE.
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WHAT IS MANAGED CARE DENTAL INSURANCE?
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DESIGNED TO CONTAIN THE COSTS OF HEALTHCARE, INCLUDING LIMITATIONS IN ACCESS TO CARE COVERED SERVICES AND PROCEDURES AND REIMBURSEMENT AMOUNTS
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WHAT IS INDIVIDUAL PRACTICE ASSOCIATION DENTAL INSURANCE?
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LEGALLY FORMED ORGANIZATION THAT ENTERS INTO CONTRACTS WITH THE DENTAL BENEFITS PLANS TO PROVIDE SERVICES TO THE DENTAL BENEFITS
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