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Cards In This Set
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Who is Susan Chambers and why is her job so hard?
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-She is Executive Vice President for benefits at Walmart. She is in charge of packaging health and retirement benefits for Walmart associates. (Walmart has puny benefits)
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How do views on healthcare differ from America to the rest of the world (Europe especially) ?
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-Europe sees health care as a basic human right, where as America has a health care system based on a market.
*America spends more than any other industrialized country on healthcare, but we are far from having the healthiest population. |
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How much does America spend per capita in U.S. dollars? What is the percent of GDP spent on health?
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- 5,274 per capita spending in U.S. dollars.
-14.6% GDP spent on health |
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What is the average life expectancy for an American?
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-77 years old.
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How much do Americans spend on healthcare?
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- 1.9 trillion dollars
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How much GDP does Medicare and Medicaid consume?
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-4.5%, by 2050 those two programs alone could take up to 20% of the GDP, that is more than the entire federal budget!
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What do some Americans do to avoid high medical costs?
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-Some buy medicine from Canada or they go to places with cheaper surgery costs like India. (This is called outsourcing healthcare)
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Why are health care expenditures so high in the U.S.?
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-Americans visit doctors less than people in other countries, American medicine is high tech, but more expensive.
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What is "defensive medicine"?
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-Doctors may order extra tests to make sure that they don't get sued for medical malpractice.
*This makes insurance rates soar. |
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What is the most common means of access to healthcare?
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-Through private insurance plans that usually come from one's jobs.
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Why do people make the association of jobs with health insurance?
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-In WWII, the government imposed a wage freeze. Many employers, though, paid health benefits to attract workers. Its' happened that way ever since.
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What percent of workers get their health insurance from their employers?
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-60% of Americans.
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What is the health maintenance organization?
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-Organization contracted by individuals or insurance companies to provide health care for a yearly fee. Such network health plans limit the choice of doctors and treatments. About 60% of Americans are enrolled in health maintenance organizations or similar programs.
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What is national health insurance?
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-A compulsory insurance program for all Americans that would have the government finance citizens' medical care. First proposed by President Harry S Truman, the plan was soundly opposed by the American Medical Association.
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What is Medicare?
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-A program added to the Social Security system in 1965 that provides hospitalization insurance for the elderly and permits older Americans to purchase inexpensive coverage for doctor fees and other medical expenses.
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